Category: Insurance

UM/UIM Statistics

According to the latest statistics, 20% of Texas drivers are uninsured.  1 in 5 people driving on Texas roadways have no automobile liability insurance.  If you are unlucky and get in a wreck caused by an uninsured …

When you are involved in an automobile collision, one question is who is going to pay for the damage to your car.

Who caused the collision?

You must first determine who caused the collision.  If you caused the collision, you …

You are involved in a car, truck or motorcycle crash and are injured.  The crash is not your fault.  The question becomes will the at-fault driver’s insurance company pay for your medical bills immediately?  The answer is usually not …

Whether you are buying or leasing a new car, once you drive it off the car lot, the value of the car starts to depreciate.  This was all true until the COVID pandemic.  Since the COVID pandemic, used cars have …

What is Diminished Value?

Here is the typical scenario.  You purchases your car a year ago and then as you are sitting at a stoplight, you are rear-ended by another car.  You take your car into the body repair shop …

In the last five blog posts, I have gone over my list of the Top Ten Mistakes that Can Wreck your Car or Truck Wreck claim.

To summarize, don’t make these mistakes if you are involved in a car …

Mistake #9: Failing to Have the Right Insurance or Enough Insurance

There is nothing more frustrating than to be involved in an accident only to find that the other driver who caused the accident has no insurance. Some Texas drivers …

Mistake #7: Hiding Your Past (accidents, injuries, criminal record) From Your Attorney

When you are involved in litigation, the other side engages in the discovery. In discovery, the other side will get to find out about the injuries you have …

Mistake #5: Failing to Follow Your Doctor’s Medical Advice

There is a reason you are seeing a medical professional for your problems. You can’t treat them yourself and should not. So listen to the doctor. Follow the doctor …

Mistake #3: Missing Doctor Appointments or Having “Gaps” in Your Medical Treatment

If you don’t show up for your doctor appointments and it is noted in your medical records, it could hurt your case. Think about it. If you …

In this five-part series, we will discuss the top ten mistakes people can make that can hurt their personal injury claim if they are involved in a car or truck collision. 

Mistake #1: Failing to Obtain Sufficient Information at the …

A Stower’s demand is a pretrial request that the at-fault insurance company settle your claim for an amount within the policy limits.  Here is a typical car wreck scenario.  You get rear-ended by a driver and are injured.  You …

“Like a good neighbor, State Farm is there.”

“You’re in Good Hands with Allstate.”

“Farmers. Gets you back where you belong.”

As a victim of a collision, the insurance company is not your friend.

Many people do not understand what type of insurance they have on their cars or trucks.  They usually just shop around with different insurance companies and buy the cheapest policy without realizing what they are getting or what they really …

If you are injured in a car or truck wreck and taken from the scene of the collision by ambulance to the hospital, at the hospital they run testing which might include a CT scan or MRI or x-rays, and …